Fees
Our fees for individual therapy range from $125/session for an Associate-level therapist working under the supervision of a licensed therapist to $165/session for a fully licensed therapist. Our Associates also have a limited number of "pay what you can" spots available on our caseload for clients in financial need.
We are not credentialed with any insurance company and are not able to accept payments through insurance. However, we can provide super bills that you can submit for possible reimbursement. Click here to read more about super bills and how they work.
INFORMATION ABOUT HEALTH INSURANCE AND THERAPY
When seeking therapy services, some clients are interested in using their health insurance plan to help pay for the cost of services. This can be helpful from a financial perspective, but some clients may not understand the full impact of utilizing their health insurance coverage for therapy services. Beachside Counseling believes that clients should know of the possible implications of this before they schedule their first session, so we have compiled a list of what we consider the pros & cons of using health insurance to help pay for services.
PROS
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You may only have to pay your co-pay for each session, so you may be responsible for a smaller portion of the cost of services per session
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If you have a deductible, your payments for services may count toward your deductible
CONS
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Health insurance companies require a diagnosis to approve and pay for services. This diagnosis becomes part of your medical record and medical history
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Your health insurance plan can dictate or even limit the number of sessions you can have by refusing to cover the cost of treatment, based on their interpretation of medical necessity
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Health insurances don't always cover the cost of therapy. They will only cover the cost for certain diagnoses. If you do not have a diagnosis that they cover, they may decline to authorize or pay for services
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You may not find out until weeks after your session(s) if they cover cost of session(s); if they don’t you may owe the full cost of your session(s)
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Your health insurance company can request to review your treatment plan and therapy records at any time. If/when that occurs, your therapist is required to give access to your therapy file
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If you have a high deductible, you may still be required to pay the full in-network rate of session until you meet your deductible
GOOD FAITH ESTIMATE
Under Section 2799B-6 of the Public Health Service Act, health care providers and health care facilities are required to inform individuals who are not enrolled in a plan or coverage or a Federal health care program, or not seeking to file a claim with their plan or coverage both orally and in writing of their ability, upon request or at the time of scheduling health care items and services, to receive a “Good Faith Estimate” of expected charges.
You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost.
Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.
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You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.
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Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.
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If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
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Make sure to save a copy or picture of your Good Faith Estimate. For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call HHS: 1-800-985-3059.
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How do I know if I need therapy or not?My response to this question is simple - If you’re wondering if therapy would be helpful, it’s probably time to find a therapist. But, if you’re still wondering if therapy would be helpful, here are some other signs that therapy might be what you need right now: • You feel “stuck” or paralyzed • You don’t feel happy or fulfilled in life • You’re struggling to function in your daily life • You want to change certain patterns that don’t work for you • You want your life to be different but aren’t sure where to start • You’ve recently experienced a big loss and are having trouble coping • You are facing a big loss or a major life change and want extra support • You feel empty, unsure of yourself, or inadequateYou’re ready to make changes in your life
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Will you tell me what I need to do?My role as your therapist is not to tell you what to do - it’s to act as a guide as we explore: • What you want to heal • Changes you want to make • What's holding you back right now • Small steps you can make that will lead to big changes.
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What if there are some things I don’t want to talk about?Our therapy sessions are intended to be your safe space to explore what’s going on in your life - you get to decide what we do and don’t talk about. If there are certain topics that you don’t want to get into, I will honor that and respect your boundary.
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Will we be able to meet over the computer?Yes — Beachside Counseling is currently providing services solely via teletherapy. We anticipate returning to in-person services in our office at some point, but we do not have a specific timeframe at this time.
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Do you work with people who live outside of the San Diego or Sonoma County area?Yes, absolutely. Thanks to the option of teletherapy, we are able to offer services to anybody residing in California. Because of state licensing restrictions, we are only able to see clients who reside in California and who are located in Califorina at the time of the session.
Frequently Asked Questions
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