Our fee for individual therapy is $145/session. We also have a limited number of "pay what you can" spots available on our caseload for clients in financial need.
We are not credentialed with any insurance company and are not able to accept payments through insurance. However, we can provide super bills that you can submit for possible reimbursement. Click here to read more about super bills and how they work.
INFORMATION ABOUT HEALTH INSURANCE AND THERAPY
When seeking therapy services, some clients are interested in using their health insurance plan to help pay for the cost of services. This can be helpful from a financial perspective, but some clients may not understand the full impact of utilizing their health insurance coverage for therapy services. Beachside Counseling believes that clients should know of the possible implications of this before they schedule their first session, so we have have compiled a list of what we consider the pros & cons of using health insurance to help pay for services.
You may only have to pay your co-pay for each session, so you may be responsible for a smaller portion of the cost of services per session
If you have a deductible, your payments for services may count toward your deductible
Health insurance companies require a diagnosis to approve and pay for services. This diagnosis becomes part of your medical record and medical history
Your health insurance plan can dictate or even limit the number of sessions you can have by refusing to cover the cost of treatment, based on their interpretation of medical necessity
Health insurances don't always cover the cost of therapy. They will only cover the cost for certain diagnoses. If you do not have a diagnosis that they cover, they may decline to authorize or pay for services
You may not find out until weeks after your session(s) if they cover cost of session(s); if they don’t you may owe the full cost of your session(s)
Your health insurance company can request to review your treatment plan and therapy records at any time. If/when that occurs, your therapist is required to give access to your therapy file
If you have a high deductible, you may still be required to pay the full in-network rate of session until you meet your deductible
GOOD FAITH ESTIMATE
Under Section 2799B-6 of the Public Health Service Act, health care providers and health care facilities are required to inform individuals who are not enrolled in a plan or coverage or a Federal health care program, or not seeking to file a claim with their plan or coverage both orally and in writing of their ability, upon request or at the time of scheduling health care items and services, to receive a “Good Faith Estimate” of expected charges.
You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost.
Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.
You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.
Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.
If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
Make sure to save a copy or picture of your Good Faith Estimate. For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call HHS: 1-800-985-3059.
Frequently Asked Questions
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